When making a new hire, it’s important to figure out what kind of person you’re bringing on board, both inside and outside the office. The inside part is easy, accessible through their resume and their presence during the interview. What can be harder for employers to gauge is what kind of person the candidate is in their home life. Some of the only investigative tools at the disposal of employers are criminal background checks and credit checks. The use of credit reports by hiring managers was featured in a New York Times article that found a correlation between bad credit and not being able to find a job. According to a survey in the Times article, 47 percent of employers use credit checks when making hiring decisions, and 12 percent use a credit check before every hire. The article’s main focus is on those job seekers adversely affected by their bad credit and the vicious cycle that debt has entangled them. Many employers, especially those in retail, will reject qualified candidates because of their credit score. The big news for employers and job seekers alike is the support that opponents of this practice are getting from lawmakers: Nine states have already implemented measures to curb credit checks by potential employers. To read the full article, click the link below.